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Car Keys Missing? Here's What to Do
Car keys are one of the easiest things to lose. Particularly when you have your office or house keys on the same key ring.
Luckily the personal property coverage you have for your renters or homeowners insurance usually covers deactivate stolen car key fob car keys. However, you may have to pay the deductible.
Retract Your Steps
It's been a tiring day and all you want to how do keyless cars get stolen is get home, change into your cozy sweats take a bite of pizza, and watch a show. Then you realize that your keys aren’t exactly where they should be and your perfect evening is over. Panic sets in, and you begin to think of all the worst scenarios possible. But that doesn't help anyone, and the most effective thing to do is to take an exhale and calm down. Once your rational side is in control, you can focus on figuring out what you should do next.
Retracing your steps is the first step. Remember when you had your keys in your hands and where you went. You can find out where your keys went missing by following your steps. It's also worth making a quick phone call to the police in the event that your car keys are stolen, you need to submit a police report so that they can investigate and find the person responsible.
You should look for odd places after returning to your footsteps. Many keys can be found in odd places, like the crease in a couch cushion. It's also worth checking with family members, as they could have a spare key that they've hidden away in a safe location. If that doesn't work, it's time to call locksmiths to make you new keys. It could be costly but it will also protect your house and car from theft.
Call the Police
After a long, tiring day at work you're eager to get home, put on your comfy clothes and order a pizza and binge-watch your favorite show. Then you discover that your car keys have disappeared. What do you do?
It's easy to get panicked when you first see the situation, but it's essential to remain calm and think in a rational manner. Contacting the police is the first step.
The police department in your neighborhood might not be able to locate your car keys. However, filing a report creates a paper trail that will assist authorities in locating the thief. Insurance companies often require you to file a police complaint before they reimburse you for items stolen.
Give the police as many details as possible when you call. They will need your vehicle's model and registration number as well as any distinctive features. They may also check CCTV footage in the area or employ ANPR technology to track the movements of your car.
Do not forget to mention anything valuable that was in your car at the time of theft. Thieves often search for items they could sell or use as a way to finance their next crime.
It's also an excellent idea to inform the police if there was your purse or wallet with you at the time of the theft. This could help prevent identity theft in the future if the thieves decide to make use of any financial documents or documents they discover in your purse or wallet.
It is a good idea to also contact your homeowner or renters insurance company. Depending on your circumstances, they may be able to cover costs of replacing your missing keys or any other items stolen together with them. They will also let you know what steps they will need to take to make your claim. Some homeowners may have to employ an expert locksmith to change the locks on their home and others may require their cars to be taken to an auto repair or dealer shop.
Contact Your Insurance Company
It is important to notify the police when you discover that your car keys are missing. This will provide an evidence trail and also make it harder for criminals to access your credit cards and other information, especially since identity theft is increasing. The majority of insurance companies also require you to report any theft.
Your insurance company may cover the cost of replacing the fobs on your keys if you have comprehensive auto insurance but it is advisable to check with your provider before filing a claim. You will require your policy number as well as the model and brand of your vehicle.
Depending on the deductible you have and the cost of the key fob, it might not be worth the hassle of filing an insurance claim for stolen keys to your car. The cost of replacing old mechanical keys is lower than the deductible you pay on your car insurance and could be done at any store that duplicates keys. Smart key fobs, on the other hand, need to be programmed by the dealership or car maker and could cost hundreds of dollars. In addition, if you file an insurance claim, it'll likely remain on your record and raise your car insurance premiums the next time you want to renew.
Other types of insurance, like homeowners insurance, could protect your keys in the event that they are stolen car keys from house, however this is more tricky and will also depend on the terms and conditions of your particular policy. You can protect yourself from losing your keys to your car got stolen with keys in it by keeping one spare placed in a secure location in your office or at home. You'll be in peace of mind if they are lost and you will not need to pay for a replacement them. Don't leave your keys in the car. This is asking for trouble. It is also recommended to change the locks in your office or at home especially if you've just faced a theft concern.
Contact for a locksmith
If you've tried retracing your steps and are still unable to locate your car keys, it's time to call an expert locksmith. A reliable locksmith can assist you without damaging any of your belongings. They will also cut you an additional key on site so you'll have one for the future.
It's best to make the call when you discover the keys are missing. This will prevent the thief from using the keys. Contacting the police immediately is also a smart option. This will give them an account of what transpired and could be helpful when you need to file an insurance claim.
If you contact locksmiths to fix your lock, be sure you have the VIN of your vehicle and the kind of keys it has. This will allow them to determine the type of key that you require and the amount of programming is required to make your new key. They should also verify that you own the vehicle in order to avoid doing anything illegal.
You can lower the chance of losing your car keys in the future if you keep a spare at home or at work. This is particularly useful in the event that your car has to be parked because you are working late or for some other reason. You can even ask a locksmith to cut an extra and store it in a safe place that's hard to reach, such as a drawer.
Most people will experience this at some point. You can minimize the damage to your property and life by staying calm and taking the proper actions. If you can, try to avoid the urge to resort to more extreme or sneaky methods of entering your car or home - these will only create more problems in the future. Remember, a locksmith is a simple phone call only a phone call away!